Pension traps, inflation traps and retirement traps to avoid; Today, we’re delving into the reader mailbag for your thoughts and questions about pensions, inflation, banks, and retiring abroad. They all have one thing in common, though: they all involve evading…

What Are Conventional Loans and How Does a Conventional Loan Work? Conventional Loan Requirements in Colorado: When it comes to purchasing a home, conventional loans are an excellent alternative. While the interest rates are often higher than those on FHA loans,…

What Is A USDA Loan and How Does It Work? What is a USDA Loan: If you are considering buying a new home, you should look into a USDA Loan. This loan program is intended for rural property owners who…

WHAT ARE CONVENTIONAL LOANS? Conventional mortgages are homebuyer loans not provided or guaranteed by the government. Banks and credit unions offer conventional mortgages. Conventional loans are non-government-backed mortgages. Traditional loans include both conforming and non-conforming loans. Conventional conforming mortgages are…